A pass or fail tells you nothing. The ratios tell you everything.

Screening looks at what a company does and how it is financed. Once you can read those two things, the verdict makes sense.

For: Investors who want to understand a compliance verdict, not just accept it

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Why this keeps happening

Verdicts with no reasoning

A green tick you cannot interrogate is not information you can act on.

Screeners disagreeing

Different standards use different debt thresholds and denominators.

Stale data

Ratios move with market capitalisation, so a verdict from last quarter may no longer hold.

How to fix it

  1. 1

    Check the business activity first

    Core revenue from non-compliant sectors ends the analysis immediately.

  2. 2

    Read the debt ratio

    Interest-bearing debt against market capitalisation, under the threshold your standard sets.

  3. 3

    Check non-compliant income

    Small incidental income is usually tolerated up to a limit, with purification.

  4. 4

    Note which standard was applied

    A verdict is only meaningful alongside the standard behind it.

How our approach compares

CapabilityShariah SignalTypical alternatives
Shows the underlying ratiosAlwaysRarely
Names the standard usedYesOften unstated
Purification estimateIndicative figureNot provided

Frequently asked

Why do two screeners disagree on the same stock?

They apply different standards — chiefly different debt thresholds and different denominators. Neither is a mistake.

Is this financial or religious advice?

No. It is an information tool. For rulings specific to your circumstances, consult a qualified scholar or advisor.